For professionals, business owners, and retirees who want income from the market without watching it all day
Smart Money Income Book a Call

The approach that turns a lifetime of guessing into a lifetime of income.

Follow the smart money. Own the best stocks. Get paid to wait.

A rules-based approach to generating income from the highest-quality stocks in the market's leading sectors, built on time-tested strategies, so you can stop guessing and stick to a plan.

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Book a Call

A short conversation with Matt to see whether this fits your situation.

In this video, I walk through my exact process

  • Follow the smart money. See how I scan institutional buying, insider buys, dark pool activity, and congressional trades to find where capital is positioning next.
  • Check the business. How I use my checklist to focus on quality companies with real growth and a dominant position in their market.
  • Read the long-term chart. Uptrend, support, and resistance for better entries, with position sizing rules that keep me from over-allocating.
  • Why a mentor shortens the road. What years of trial and error cost, and how doing this with someone who does it full time avoids the expensive mistakes.

No one knows with certainty what the market will do next, and knowing isn't the goal. The goal is to remove the noise, focus on what matters, use the data, and stick to the rules. Every step of this process exists to put the odds in your favor. Follow the smart money, position into quality businesses, and buy them at a discount, and you give yourself a far better chance than most of succeeding over the long term.

A sound approach, repeated, beats random emotional decisions every time. That is the real goal: confidence in a process you can follow for the rest of your investing life.

The smart money we follow

Institutional buyingWhere the largest funds are adding
Corporate insidersExecutives buying their own stock
Congressional disclosuresBoth parties, Nancy Pelosi included
Unusual options activityLarge bets placed ahead of moves
Dark pool activityLarge trades made off the exchanges

What changes when you invest by rules

You know what to own

We watch where the smart money is allocating capital, focus on the quality stocks it's moving into, and run them through a checklist so we're only positioning into the best setups, at the moments it makes the most sense.

You get paid to wait

You collect income while you wait, and when your price is reached you acquire shares of the best stocks in the world at a discount.

Your decisions are made in advance

Position sizing, objective analysis, and no emotional trading. Written rules decide what to buy, what to avoid, and how much, so you're never left wondering whether you made the right call or fearing the next drop.

You know when to step aside

The rules tell you when conditions favor putting money to work and when to hold cash and wait. A falling market becomes a set of prices you're happy to buy at, rather than a reason to panic.

Calls I made in public, with the date on them

For years I have posted my market read and trade ideas to the Invest With Matt Discord as they happened. These are the original alerts, followed by what the market did next.

Discord screenshot
Month 00, 2025Sector rotation

Placeholder: money moving into a sector

One or two sentences on what the alert said at the time.

What happened next: placeholder result over the following weeks.

Discord screenshot
Month 00, 2025Smart money

Placeholder: unusual institutional buying

One or two sentences on what the alert said at the time.

What happened next: placeholder result over the following weeks.

Discord screenshot
Month 00, 2025Market turn

Placeholder: a change in the market's trend

One or two sentences on what the alert said at the time.

What happened next: placeholder result over the following weeks.

Discord screenshot
Month 00, 2026Sector rotation

Placeholder: leadership shifting between groups

One or two sentences on what the alert said at the time.

What happened next: placeholder result over the following weeks.

Discord screenshot
Month 00, 2026Smart money

Placeholder: insider buying ahead of a move

One or two sentences on what the alert said at the time.

What happened next: placeholder result over the following weeks.

Discord screenshot
Month 00, 2026Didn't work

Placeholder: a call that went the other way

One or two sentences on what the alert said at the time.

What happened next: placeholder. What the rules had me do about it.

How these were chosen: placeholder for a plain sentence or two on how many alerts were posted over the period and how the examples here were selected, including the ones that did not work. Past calls are shown for education and do not predict future results.

How it works

Book a call

Answer a few short questions and pick a time that suits you.

We talk through your situation

Your goals, what you hold today, and whether this approach fits. If it doesn't, I'll tell you.

Personal onboarding

We review your current portfolio together, set up your plan under the rules, and get you into the weekly call and private group.

Matt, founder of Smart Money Income

I'm Matt

I run Invest With Matt, where I have published my own trades, entries and exits, for a community of members and more than 15,000 YouTube subscribers.

Smart Money Income is the long-term side of how I invest. It is built around one written rulebook, quality businesses, and the weekly chart, for people who have a career, a business, or a retirement to enjoy and want their money working under a clear process.

Placeholder: two or three more sentences in your own words about your background and why you built this.

Common questions

Who is this for?

Long-term investors who want income from their portfolio and a clear process to follow. Many are professionals, business owners, or people approaching retirement who already invest and want more structure.

Do I need experience with options?

No. Selling a cash-secured put is explained from the ground up, in plain English, before you place anything.

How much time does it take?

Decisions are made on the weekly chart, so the work happens after the market closes for the week. There is nothing to watch during the trading day.

Do I have to move my whole portfolio?

No. Most people set aside a portion in its own account and use that account for income. Everything else you own stays where it is.

What does it cost?

We cover that on the call, once we both know whether it is a fit.

Is this financial advice?

No. Smart Money Income is education. You make your own decisions in your own account, and nothing here is individual investment advice.

See whether this fits your situation.

Book a call with Matt. It is a conversation about your goals and your portfolio, and you will leave knowing whether this approach makes sense for you.

Book a Call